Afrisure has for the past 30 years developed into a market leader of unique financial products in South Africa. There are 26 million credit active consumers, and in the fourth quarter of last year, 38% of those consumers were either in arrears or in an adverse status on their accounts. According to the 2017 Sanlam Benchmark Survey, an annual retirement funding study, almost 73% of professional, middle class South Africans experience financial stress. The Income-to-Debt Ratio is currently at 74% which means that for every R 100 earned, on average R 74 is spent on debt repayments which equates to 3 weeks income in every working month goes to servicing debt, leaving a mere R 26 for living expenses. All employees and managers alike work to earn a living, in a real-world scenario this means an earner of R10000 pays R7400 to debt and is left with R2600 for living expenses, this creates the debt trap for most south Africans, they look to more debt instead of other options available to them. This is where Afrisure and its partners come in.